One account for your money, wherever you are.
Hold and move money in multiple currencies, pay with a card that works anywhere, and track every transaction in real time — from one account.
One platform. Complete control
Send money worldwide with confidence
One Vault brings together everyday banking, global payments, investing, and business controls, designed to scale with you from personal use to complex operations.
Personal IBAN
Send and receive payments, manage beneficiaries, and reconcile faster.
Multi-currency balances
Switch between currencies instantly without hidden conversion fees.
SEPA & SWIFT transfers
Send money across Europe or worldwide, with clear fees and constant reliability.
Cards & spend controls
Issue virtual and physical cards & set limits in real time.
Transactions
See every payment, transfer, and card transaction the moment it happens, with clear records.
One platform. Complete control
Your Card. Your Rules.
Get all the features you want, all in one place, with the world’s first app-powered cards.
Unlimited virtual cards
Instant virtual cards, real-time controls, and unlimited options, all managed from the app.

Powered by Visa
Accepted at over 100 million merchants in 200+ countries — online, in-store, and everywhere in between.
Debit & Prepaid Cards
Get a virtual card in seconds. Order a physical card delivered at your doorsteps.
Instant notifications
Know the moment your card is used — every purchase, everywhere, in real time.
Manage money on the go globally
One account, many currencies. Convert instantly, receive internationally, and get dedicated account details to collect payments from abroad.

Manage Card Limits
Stay in control of your spending with flexible card limit settings. Set daily, weekly, or monthly limits for purchases, ATM withdrawals, and online payments - instantly from the OneVault app.
Family Banking
Banking built for families and the next generation
Create managed accounts for children and family members with shared visibility, spending controls, and financial oversight.
Kids Accounts
Open a supervised account for your child — with spending limits you set and visibility you always keep.
Spending Controls
Track activity, manage allowances, and receive real-time spending notifications.
Freeze or Unfreeze your kid's card in a click
Lost card? Suspicious charge? Freeze and unfreeze your child's card instantly from the app.
Send money to family & friends
Whether they’re across the table or across the continent, send money instantly using OneVault.
Get started in three simple steps
Register for a free account in minutes
Get verified by our team
Choose the currency you like and add money
