Your money, for the borderless life.
One account that works in 30+ countries. No new paperwork every time you move.
Global Spend
One account. Every country.
Forget opening local accounts every time you move. OneVault gives you a multi-currency IBAN so you can hold, send, and receive money like a local, everywhere.
Remote Salary
Get paid in any currency from employers and clients worldwide — directly into your OneVault account.
Receive salary in USD, EUR, GBP and 17 more currencies
Local account details accepted on any payslip.
Instant notification the moment your pay hits the account
Auto-convert salary to your home currency at mid-market rates
RAND
PLN
GBP
EURPay Local Like a Local
Avoid local card surcharges by paying from your sub-wallet in that country's currency.
Spend in local currency — no conversion fees at point of sale
Hold 40+ currencies in sub-wallets, switch between them instantly
Avoid the 2–4% surcharge your bank adds when it converts for you
Works at any Visa terminal — markets, cafés, taxis, anywhere
Card auto-selects the right currency wallet at checkout
Tax-ready Reports
Generate monthly spending reports categorized for easy tax preparation in your home country.
Export in PDF or CSV — ready for your accountant
Separate business and personal expenses in one view
Access up to 5 years of transaction history anytime
Flag deductible expenses automatically as you spend
Security built into every transaction
Chip and PIN, real-time fraud monitoring, and 256-bit encryption — built in from day one.
Biometric Authentication
Secure every login with multi-factor authentication, including biometrics and hardware tokens.
SOC 2 Type II and PCI Compliance
OneVault's infrastructure meets SOC 2 Type II and PCI-DSS v4.0 standards — independently audited and continuously monitored.
Robust Encryption
256-bit encryption protects your data in transit and at rest with advanced security protocols.
Frequently asked questions
Everything you need to know about the product and billing.
OneVault uses the real-time mid-market rate — the fairest rate available, with no hidden markup. You see the exact rate before confirming any conversion.
Nothing changes. Your IBAN, card and balances travel with you — just update your address in the app.
No. Conversions run at the mid-market rate with a single clear fee shown before you confirm.
Yes. Share your local account details and receive salary in USD, EUR, GBP and 17 more currencies.
Export categorised monthly statements in PDF or CSV, with up to five years of history for your accountant.
Still have questions?
Our team is here to help. Reach out and we'll get back to you shortly.
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