EMI License & Regulatory Information

OneVault operates within a regulated financial services framework and is committed to maintaining the highest standards of compliance, security, and customer protection.

As a provider of electronic money and payment services, OneVault works with regulated financial institutions and licensed partners to deliver its products and services across supported jurisdictions.

Our regulatory framework is designed to ensure the safety of customer funds, operational transparency, and adherence to applicable financial regulations.

OneVault's financial services are provided through regulated entities and licensed partners authorised to offer electronic money, payment services, and related financial products.

Relevant licensing information, registration numbers, and supervisory authorities are available upon request and are disclosed in accordance with applicable regulatory requirements.

Customers may access services through different regulated entities depending on their country of residence and the specific products used.

Electronic money services provided through the OneVault platform may include:

• Electronic money accounts
• Multi-currency accounts
• Domestic and international payments
• SEPA transfers
• SWIFT transfers
• Card issuing services
• Payment acceptance services

Electronic money is not a bank deposit and may not be covered by traditional deposit guarantee schemes.

Protecting customer funds is a core responsibility of OneVault.

Funds received in exchange for electronic money are safeguarded in accordance with applicable regulatory requirements and are held separately from operational company funds.

Safeguarding measures are designed to protect customer funds in the event of insolvency and to ensure the integrity of payment services.

OneVault maintains robust controls to prevent money laundering, terrorist financing, fraud, and other forms of financial crime.

These controls include:

• Customer due diligence (KYC)
• Business verification (KYB)
• Transaction monitoring
• Risk assessments
• Sanctions screening
• Ongoing compliance reviews

All customers are subject to verification procedures before accessing regulated services.