Department budgets
Give each team its own budget with real limits behind it — marketing, sales, and operations spend from their allocation, not the company float.
Give every employee the tools to spend responsibly
Create dedicated accounts for employees, issue cards instantly, and manage company spending from one place. Set permissions, monitor expenses in real time, and keep your teams moving without losing financial control.
Team spending, simplified
Never lose control of business spending
Marketing teams need advertising budgets. Sales teams need travel cards. Operations teams need purchasing power. OneVault Employee Accounts ensure every employee has access to the funds they need—while finance teams maintain complete oversight.
Approval workflows
Route requests by amount, category, or team, so the right person signs off before money moves — automatically.
Physical and virtual cards
Issue virtual cards in seconds and physical cards in a few clicks, each with its own limits and controls.
Work the way your teams work
Financial access tailored to every role.
Every team works differently. OneVault Employee Accounts ensure each employee gets the right level of access for their role.
Personalized financial tools
Equip employees with accounts and cards designed around their responsibilities, projects, and day-to-day operations.
Structured decision-making
Route requests through managers and stakeholders so spending decisions follow your internal processes.
Flexible team configuration
Create account structures that mirror departments, locations, or business units as your organization grows.
Company-wide transparency
Give leadership a complete picture of team activity, budgets, and operational performance from a single dashboard.
The power of separation
Every payment arrives exactly where it belongs.
Dedicated accounts for every employee
Create individual accounts for employees, contractors, or departments while keeping all company finances centralized.
- Instant account creationSet up new employee accounts in seconds under your main company account.
- Department-based organizationGroup team budgets under structured parent business units.
- Real-time balance updatesGet live balance metrics without lagging month-end statements.
Set spending rules
Define daily, weekly, or monthly limits and apply merchant restrictions based on each employee's role. Protect company capital automatically.
See every euro as it's spent.
Consolidate reporting with a macro view of expenses by merchant, card group, or accounting category.
Control access and permissions
Assign permissions based on roles, departments, or seniority levels. Finance sees everything; employees see exactly what their role needs.
Free internal transfers
Move money instantly between OneVault accounts at no additional cost. Whether you're transferring funds to employees, customers, or business partners, internal payments are processed quickly and without transaction fees.
- 100% FreeNo transfer fees for same currency payments.
- Instant TransfersMoney moves in real time.
- Secure by DesignEnterprise-grade security for every transaction.
- UnlimitedMake unlimited transfers without worrying about costs.
From
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Elena RossiIBAN •••• 4587To
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Daniel FranklinIBAN •••• 2564Sending €1,000.00
Security & Compliance
Infrastructure that meets the standards your business requires.
PCI-DSS Level 1
compliant
24/7 incident
response
SOC2 Type-2
compliant
Equip your team to move faster
Give employees the financial tools they need while maintaining complete visibility and control over company spending. Build a better workspace with OneVault.
