Travel the world. Spend without borders.
Spend in 30+ currencies with real exchange rates. Zero hidden fees. Zero FX markup. The only card you need in your passport holder.
Global Spend
Built for travelers who cross borders.
Accepted at every Visa terminals worldwide. Connect to Apple Pay or Google Pay in seconds and start spending before your physical card even arrives.
Free withdrawals overseas
Withdraw cash from any ATM worldwide without paying OneVault a cent in fees.
Withdraw from any ATM worldwide
No foreign transaction charges on cash withdrawals
Instant balance update after every withdrawal
Set daily ATM limits from the app for full control
Know your money, wherever you are
Keep track of your spending across multiple countries with a dashboard that understands your global lifestyle. View balances in any currency instantly.
Real-time balance view across all your currencies
Instant spend notifications for every transaction
Spending breakdown by country, category, and merchant
Set custom alerts when balance drops below your limit
Download statements in any currency, any time
Real rates. No surprises.
We use the mid-market exchange rate - the same one you see on Google. No markup. No spread. No hidden conversion fees.
Traditional Bank
Example: £100 converted to USD
OneVault
Example: £100 converted to USD
That's $11.59 more in your pocket on every £100.
*Rates shown are indicative mid-market rates at the time of display and may vary at the moment of conversion.
Full control, wherever you roam
Manage every card directly from the OneVault app.
Freeze & Unfreeze
Lock and unlock your card instantly — no need to call support.
Spending Limits
Set daily and monthly spending limits directly from the app.
Block Cards
Permanently block your card if it's lost or stolen.
3 Simple Steps
Up and running in 3 steps
Download the app
Get OneVault from the App Store or Google Play — setup takes minutes.
Verify your identity
Complete a quick ID check from your phone. No paperwork, no branch visits.
Top up and go
Load your account, add your card to Apple Pay or Google Pay, and spend anywhere in the world.
Frequently asked questions
Everything you need to know about the product and billing.
The real mid-market rate — the same one you see on Google — with no markup or hidden conversion fees.
Yes. Withdraw from any ATM worldwide with no OneVault fees, and set your own daily limits from the app.
Hold and spend in 30+ currencies, with automatic conversion at the mid-market rate wherever you are.
Freeze it instantly from the app, then block it permanently and order a replacement — no phone call needed.
No. Your card works abroad straight away, with no travel notification required.
Still have questions?
Our team is here to help. Reach out and we'll get back to you shortly.
