One account.
Every currency. Anywhere.
A licensed, multi-currency IBAN that works across SEPA, SWIFT, and card networks — in one place, with no legacy bank attached.
CHF
EUR
HKD
CAD
CZK
CNY
USD
GBPYour money, your IBAN, your rules.
Open a dedicated IBAN in minutes - no branch visit, no paperwork.
Send and receive at rates legacy banks can't match — managed entirely in-app.
Personal & Business IBANs
Get a dedicated IBAN for personal or business use — the same account structure used by European businesses, without the overhead.
Instant transfers
Transfers between OneVault accounts are instant and fee-free. Whether you're splitting with friends or paying a business partner, no delays and no charges — ever.
International SEPA & SWIFT transfers
Make fast, secure and affordable SEPA & SWIFT transfers anywhere in the world, with just a few clicks.
Schedule & Recurring Payments
Enable your customers to send or receive payments whether SEPA or SWIFT.
Easy Steps
Sending money internationally, simplified.
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Enter amount to send
Spend with your card at home and abroad, or send money directly — whichever works for you.
Choose your recipient.
Select who you want to send money to and which pay-out method to use.
Send USD, receive GBP.
The recipient gets money in GBP directly from OneVault local bank account.
Security built into every transaction
Chip and PIN, real-time fraud monitoring, and 256-bit encryption — built in from day one.
Biometric Authentication
Secure every login with multi-factor authentication, including biometrics and hardware tokens.
SOC 2 Type II and PCI Compliance
OneVault's infrastructure meets SOC 2 Type II and PCI-DSS v4.0 standards — independently audited and continuously monitored.
Robust Encryption
256-bit encryption protects your data in transit and at rest with advanced security protocols.