Embed financial services directly into your platform
Configure, issue, and manage physical and virtual cards, accounts, and merchant acquiring — all on a single platform ledger. Build compliant products in weeks, not years.
Core Product Suite
Every financial primitive. One platform.
Issuing, acquiring, accounts, and payments — every product mapped to the same unified ledger.
Unified issuing and acquiring
Issue cards and accept payments on the same platform, governed by the same ledger. Physical, virtual, and tokenised cards with spend controls. Online payments with auth-capture-settlement aligned to your settlement model.
More on card issuing
Embedded payments infrastructure
Accept and move money in near real time via major debit network rails. Embedded payments run on the same unified ledger as card issuance, so every transaction posts to one data model from authorisation through settlement.
API-first program management
Every product lifecycle operation (issue, authorise, capture, refund, suspend, close) is available via API. Build embedded finance products that respond to real-time events without batch jobs or manual reconciliation.
Onboard new users with ease
Add new users from across the world and offer them a seamless signup experience.
Verify your user's identity instantly for a higher success rate
Use real-time notifications to prevent onboarding drop-off
Verification completed
Mystore
Grow your business
Make financial products part of your offering
Move money effortlessly
Give your users accounts, payouts, and transfers powered by SEPA and SWIFT rails — without building payment infrastructure yourself.
Win and retain more customers
Embedded financial products keep users inside your platform. Fewer redirects to third parties means higher engagement and retention.
Increase revenue
Earn on interchange, FX, and payment volume. Every financial product you embed becomes a new revenue line for your platform.
Why Embedded Finance Needs a Unified Platform
We built issuing, acquiring, accounts, and a real-time ledger on a single platform so that companies building embedded finance products don't have to integrate, reconcile, or maintain multiple vendors to cover the full financial stack.
Platform
Owned and operated by one vendor — no assembly of five providers.
Unified API
Processing, issuing, acquiring and settlement on the same interface.
Program rules
Program logic runs consistently across all financial products.
Unified Ledger
A source-of-truth ledger reconciled automatically in real time.
End users
Cardholders, merchants and payers experience one product.
Developer First
Integrate in minutes, Not months.
Our RESTful APIs are designed for developers. Create accounts, add beneficiaries, and trigger payouts programmatically with just a few lines of code.
Sandboxed environment for testing
Webhooks for real-time status updates
Comprehensive SDKs for Node, Python, and Go
99.99% Uptime SLA
Frequently asked questions
Everything you need to know about the product and billing.
Embedded finance means offering financial products — accounts, cards, payments — natively inside your own platform, powered by a regulated provider. OneVault supplies the licence, infrastructure, and compliance; you control the product and user experience.
No. OneVault operates as the regulated provider, so you can launch accounts, cards, and payments under our licence — without becoming a regulated institution yourself.
Most teams go live in a few weeks. Our REST APIs, SDKs, and sandbox let you build and test the full flow before switching to production.
OneVault does. We run KYC/KYB onboarding, transaction monitoring, and regulatory reporting, so your users stay compliant with no manual overhead on your side.
Pricing is usage-based — you pay for the products you use across issuing, acquiring, accounts, and payments. Talk to sales for a plan tailored to your volumes.
Still have questions?
Our partnerships team can walk you through the platform and your use case.